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How Habitat Works

Founded in 1992, Habitat for Humanity of Anderson County is a self-governing, autonomous affiliate of Habitat for Humanity International (HFHI), the nonprofit, ecumenical Christian housing organization. We direct all aspects of Habitat home building in the Anderson County area – including partner family selection and support, building site selection, house construction, mortgage servicing and fund raising.

Habitat for Humanity of Anderson County works in partnership with low and very-low income families and individuals in need of simple, decent housing.  Through our homeownership program, we provide zero-interest mortgages, homeownership training, and support to ensure Habitat homeowners succeed in homeownership.

In addition to a $1,200 down payment and purchase price of approximately $44 per square foot, partner families are required to contribute at least 400 hours of “sweat equity” labor by helping build their own homes and working on other Habitat projects.  After construction is completed, they buy the houses with zero-interest mortgages spread out over 20 – 30 years in order for the payments, including taxes and insurance, to remain affordable.  Their monthly payments are then used to build additional Habitat houses in Anderson County.

»  Criteria for Selecting Habitat Partner Families
»  Basic House Description

 

Photo:  Kim MacDonald/HFHI